You check your M-Pesa balance. The
message chips in, its contents, ugly and defeating. Thirteen bob, is all you
have. One KDF and a couple of sweets. Its close to nothing than anything. You can’t
withdraw thirteen bob. And buy what with it anyway? You haven’t eaten since
last night. You’ve borrowed from everyone, including strangers. And anyone you
call will either ignore or tell you to pay previous debts. Conditions you would
have gladly fulfilled, but you can’t. Your situation doesn’t allow luxuries
such as clearing debts.
There are a couple of chicks you
know. The type who’ve helped you spend when your pockets were bulging and times
were good. You could call them, but the response will make you feel small
about yourself.
“Sasa Ken*? Where’s it going down
tonight? And bytha, last week you really wore me out.”
You could tell her that nothing is
going down tonight. And you’re in a corner needing saving, but what kind of man
does that? You can never be vulnerable to a woman! The man in you whispers. A
man takes care of his own shit and when you hit the wall, you relax a bit carry
your sledge hammer and roll on. But asking a woman for help, that is akin to
breaking the Ten Commandments. Be a man of honour please. The little voice
whispers.
You thumb through your contact
list. Girls fill the most of it. But in this moment of need, those numbers
can’t come to your aid. There have been fun moments in the past but that’s
that, it’s the past. If you only had some money right now, life would be good. Chances
are you would be in an uptown nightclub. A chick or two in your arms, whiskey
holding court on your table, wasting the night way. While trying to discover
the true meaning of life, in that lost stupor.
2 hours fly by.
It’s now almost eleven in the night.
A cool twenty four hours after you last ate. Your stomach is aching. Do you
really want to act like the strong man? Hunger knows no frontiers and if you
continue playing hardball, chance are you might black out and die.
You give up and pick your phone.
You call guy from primary school
days. You’ve never been friends really, but he’s the only guy you haven’t
borrowed from. The only guy with no idea of your cunning little games. Maybe,
he will get you out of this mess. After a brief Lord’s Prayer, you hit his
number. It rings on the other side.
“What up man? How are you doing?”
“I am epic how about you?”
“No news to report. Only that
nimekwama and would need usaidizi kidogo.”
“I am not that stable but say your
problem, maybe I can help.”
Borrowing money from Kenyans is a
bit of a sport but have a ballon d’or In that. It’s a game of hide and seek, smoke and mirrors, but
you cracked its code long ago. Were there Olympics for borrowing, you would be
unchallenged.
“I am in a fix kidogo and I need a
few coins to help see me through this month. I will return with thirty percent
interest.”
“Pesa haiko Kenya siku hizi.”
You josh around a little bit, in the end, he sends three grand.
Two months later, you haven’t paid
back the money. You’ve reverted back to the good old circle. You ignore his calls
and texts.
You move on with life.
He can screw himself. Who told him
to give you money anyway? You just asked, never forced him.
I went to primary school with such
a guy, a serial borrower. Let’s call him J. He was smart, back then, and left most us shifting
through the dust whenever exams were released. He always topped and teachers
would ask us to emulate his example. Try to follow in his path, be dedicated to
our books and listen to our teachers like he did. God knows we tried to follow
but in hindsight, I realise that it was an attempt in futility. You can’t successfully emulate someone. Our mental schemas are startlingly
different. What works for the next person won’t
necessarily work for you. I tried to wake up early as he did, 5 a.m. but it led
to sleeping in class all day long. After a few days, I threw in the towel. It
hit me that I wasn’t the proverbial early bird and you
can catch the worm on any part of the day.
While the rest of us would be told
to pull up our socks, his socks were just fine. (Don’t tell me you don’t get it.)
We serve a faithful God, when KCPE
results came out; we had passed with flying colours. Not all of us of course,
but our hero was on top of the class as always. And during the price giving
day, I remember him being tipped to be a positive influence to society. We lost
touch after that, everyone out to the world. Word from trusted sources is that
he joined one of the top national schools around. And while there, J kept
setting the bar for academic excellence.
Life happened. I forgot about him
and his exploits. I got an ID, I joined campus, had a girlfriend (briefly).
Somewhere in this melee of new found freedom and adulthood, I was added to a
WhatsApp group. I am not a fan of those
WhatsApp forums; I think they should be banned. I don’t understand why someone wakes up at three in the morning and posts
some weird clips. Which they somehow think are funny, but they never are, to be
honest. Why do folks have this feeling obligation to make people laugh? Come
on! Don’t send us those bloody videos, we are
doing pretty okay and will find things to make us laugh. The only WhatsApp
group I wish to belong in is one people are planning to rob central bank. There
I will contribute from morning to evening.
Anyway, this group was filled with
guys from primary school. Life had taken a turn and five years later; here we
were rekindling a lost nostalgia. It felt like lost travellers in the desert
meeting again at an oasis. We relieved old times and most guys seemed to be
going steady.
I got talking to J. we were never
friends in primary, but life had set up on this new chapter upon us. So why not
and cement relationships and make new buddies. J was interested in writing, so
am I; anybody who knows me will tell you that I go bonkers about writing. We
got talking and became ‘very close’, on WhatsApp that is. They are those people you text after weeks or
months, then there are those folks you talk all the damn time. He was the
latter.
At some point, he started to ask for
money to help bail him out. I didn’t have any though. I am a struggling artist
and every coin is marked. Thus, whenever he asked that I lend him and he will
refund, I told him. “Boss I am in a
tight corner myself.” Which was true. Still is true.
A few days ago, a friend sent me a
screen shot of his conversation with J. Apparently, he had lent J some cash and
our hero wasn’t paying up. Even worse, he
was ignoring all his calls and text messages.
I found that to be sad and blatantly violating the code of brotherhood.
When a bro lends you money, please return it. He doesn’t
mint cash at his house. If you’re in a tight corner,
call him and explain the situation. It’s not fair to leave someone out in the
cold, someone who trusted you for Christ’s sake. It’s not worth it to destroy friendships over a few thousands.
Further analysis of the situation,
pointed out to how J was living on the fast lane. The financing? Borrowing all
over town. Trusted sources say that he always in posh lounges, with the hottest
of chicks. And nobody cares about how he lives his life, but you don’t lead such a life on debt. Come on, you can’t be partying all year while you owe me some money.
I wonder where J will turn to next
because most of the boys are calling him out. Some even want to ‘teach him a lesson.’ But to all of you
reading, it’s okay to borrow, and it’s perfect to
return what you borrowed. That’s how friendships are
built. That’s how trust is cultivated.
And expensive whiskey is
overrated.
You never give your friend a loan rule 5. Of Friendships
ReplyDeleteDon't be in debt for luxury.It's a fallacy.Be in debt for essential human needs.
ReplyDelete